By Nadia Vizza

Are you a renter and feel like you can’t buy a home because you might not qualify for a loan? Well, guess what?! There are loans available for mostly anyone!  Even if you qualify or not at the first try, a loan officer can advise you on the steps to take to become eligible for a home loan. With interest rates at the lowest and the price of houses still affordable, it is not too late to make the move. As a homeowner, you will save money with tax write-offs, homestead exemption and homeowner protection.

It’s easy to get a loan if you know where to ask. I recently met Gina Montes, Loan Officer at Paramount Residential Mortgage Group, Inc (PRMG) who explained to me the various loans available based on each person’s situation. She has a loan available to mostly anyone, including non-us residents. First time home buyer loans have great rates available as low as 3.5% with a minimal amount of money down and some loans such as Veteran’s loans require no money down, Montes explained to me. Anyone who has not owned a home within the last 3 years can qualify as a first-time home buyer loan. It is worth just giving her a call and finding out if you would qualify for a home loan 941-256-3735, or email her at [email protected].

 

Owning a home doesn’t have to be expensive. There are places that are low maintenance and will cost you less than renting. Maybe it is time to start making your money work for yourself and start building equity and wealth. As a Realtor, I can help you work on a plan to come up with your down payment, recommend a specialist that can help you fix your credit score and get a loan, and I will do a buy vs rent cost analysis for you. In addition, as your realtor, I will present you with on and off-market homes as well as negotiate the best deal possible. Even if you are considering a new home, you should have your own Realtor to protect you. Most of all, a Realtor is free to you, the buyer.

 

So, when is a good time to buy?

 

Call me to schedule a free consultation to build a plan towards being a homeowner. I will guide you in every step of the way. I am also bi-lingual in French and work on international transactions.

 

 About Nadia Vizza

 

Nadia Vizza brings an international perspective to Sarasota, Manatee and Charlotte counties where she has lived and invested in real estate since 2001. As a French native, Nadia speaks French fluently. From a family of entrepreneurs, realtors and investors, she built her own professional path at age 20 by immigrating to the US. She has a strong background in real estate, marketing and sales, web design, web hosting, information technology and healthcare. Now an investor and Realtor she is dedicated to help others like you, buying properties in the US. Nadia is friendly, fair, honest, and dedicated. She will go above and beyond to help you achieve your goal. Call Nadia at 941-266-3915, or email [email protected]. Location: Florida Internet Realty, LLC, 3236 Southgate Circle, Sarasota.